421 - Leading the future of finance

AML Risk & Analytics

Our highly respected AML Risk & Analytics (“ARA”) Practice focuses on providing clients with market leading expertise at the intersection of analytics, risk, and compliance

Payments Expertise


A team of qualified specialists within the payment area. We are relentlessly helping our customers to capture opportunities in a fast-changing payment market with increased competition and time for go-to-market.

Digital Transformation & Regulation

421 Digital Transformation and Regulation practice enables our customers to unlock success in both their Digital Transformation and Regulatory and Compliance journeys by providing expertise with holistic approach combined with an efficient change framework and cost focus
About us

A boutique consulting firm built for the future

421 is an advisory and consultancy firm that creates value for our clients by leveraging our financial, regulatory and change management expertise

421 was founded in 2010, we have since then strived to help companies within the financial sector by leveraging our financial, regulatory and change management expertise to create value for our clients.

Gender equal

We are a gender equal company with 50 % women and 50 % men. This is a long term strategy and we aim to have a socially including and equal workplace.

Climate compensated 

We climate compensate for the company and work related emissions. Last year our climate compensation contributed to a solar power plant in Madhya Pradesh, India.

Agenda 2030

We work actively with Agenda 2030 and the UN Sustainability Goals in order to contribute to a social, economic and environmentally sustainable development.

Our Services

We offer best-in-class consulting services across our three business areas

421 offer a wide range of management consulting and advisory services to actors within the Financial Services Industry. We do this through our three business areas AML Risk & Analytics, Digital Transformation & Regulation and Payments Expertise.


Become a part of our team

421 is a consultancy firm characterized by proactivity, entrepreneurial spirit, and a compassionate culture. We thrive in the center of change and in being an integral part of the execution team. By joining us, you will get the opportunity to work within general change management or niche areas such as AML risk modeling. Either way, you will work on complex transformation initiatives that shape the future of financial services. 

News & insights

Latest news & press