421 was founded in 2010 and has since accumulated over 200 years of experience in executing complex change initiatives within the financial sector. We are currently supporting three out of the four major banks in Sweden. The key word is execution. Passiveness is not our natural modus operandi; we want to be an integral part of the execution team. This unique combination of execution capacity and expertise in change management has helped our clients reach their goals ever since 421’s launch. We work hard every day together with them to continue this success
Lukas is a Senior Consultant at 421 and has over the course of two years helped various customers within the banking sector with projects in the area of compliance, system implementation and financial modelling.
Prior to joining 421, Lukas studied at KTH where he took a master in Economics/Industrial Management alongside an M.Sc.
Lukas is always working
Johannes is a Senior Consultant at 421 and has a specialization in project management and PMO roles as well as more analytical business analyst roles within the financial sector.
Prior to joining 421, Johannes worked as a product owner for a financial product at an innovative and aspiring financial media company in The Netherlands.
When he is not working, you can most often find Johannes playing any and every kind of racket sport or contributing to the financial media landscape with articles or podcasts
Shabnam is a Manager at 421 and has extensive experience in project management role, including complex regulatory projects such as GDPR, as well as risk analyst and resource management roles within the financial sector.
In addition to financial sector, Shabnam has experience of working in two International Organisations (including United Nations) as international consultant, with focus on energy efficiency related projects, event management and strategic planning both in Sweden and in Austria.
During her spare time, Shabnam enjoys doing sports including playing basketball and swimming; spending time with friends and family, and on top of all, travelling around the world.
Richard is a senior consultant and partner at 421 and has a specialization in large scale program and project management within the financial sector.
Prior to joining 421, Richard has held various positions as e.g. senior executive at a global financial software company and line position in a Swedish bank.
When he is not working, you can most often find Richard in a kayak, submerged or on a bike trying to catch-up with his colleagues.
Filip is a Senior Consultant at 421 with a specialization in project management as well as PMO roles.
Before he joined 421, Filip has worked in a market leading yet industry disrupting stockbroker and he also has experience of working in a fast-paced IT company.
When he is not working, Filip enjoys spending time with family and friends, traveling and following-up on his investments.
David has over twenty years of experience from consulting and over ten years of financial services experience. Primarily from retail and wholesale banking. David’s specialty lies within business and IT transformation where David has undertaken multiple project management and advisory roles with the largest banks in the Nordics.
David holds a PMI PMP and SAFe Agilist certifications and has broad experience from both traditional waterfall and large-scale agile projects. David moves seamlessly between business and IT and is custom to C-level management reporting. David is an appreciated project member and his specific skill set adds value from procurement, execution to roll-out/migration.
When David is not working, he enjoys time off with his family and can also often be found on a padel tennis court.
Catharina is a high experience consultant at 421 and has an extensive background from leading change projects within the financial industry. She has many years of experience working in global organizations, and an understanding of different delivery models and can take ownership of total deliveries, from pre-study to implementation.
Prior to 421 Catharina had the role as senior project manager in the tech area for one of the largest companies in the capital market.
If Catharina choose herself, she spends her free time with family and friends, gladly over a nice dinner or meeting up for a cultural event. She also loves to travel and hiking out in nature.
Simon is a manager at 421 and has a specialisation in project/programme management, enterprise architecture and overall tech leadership with a focus on compliance remediation.
Prior to joining 421, Simon worked as an IT Consultant focusing on large IT transformational programmes in a wide range of industries.
When Simon is not working with one of his assignments he likes to spend his time training for a marathon or a long-distance triathlon.
Mikael is the Managing Partner at 421 and has been with the company since 2016, when he joined as a senior project manager. He has extensive experience from business development, project management and business transformation in fast moving companies, within areas such as Credit Management, FinTech and M&A, where growth always has been a key factor.
Prior to joining 421, Mikael has held several key positions within some of the largest FinTech start-ups in the Nordics. Most recentl he was part of the start-up team behind Qliro Financial Services as Head of Credit and later Head of New Product Development.
When Mikael is not building 421 into the next generation consultancy is he probably either learning a new sport, spending time with his family and dog or out traveling.
Elin is a senior-level consultant at 421 and has a specialization in business development and project management within fast growing companies.
Prior to joining 421, Elin worked as a Director of Finance & Operations for a Stockholm and New York-based tech start-up. Elin gained first-hand experience around how to transform a start-up into a professional workplace by wearing a number of different hats, as the company grew from 15 to 65 employees.
When she is not working, she enjoys to travel and to spend time with her husband and dog, building and renovating their house.
Carl Johan is a Manager at 421 and has a specialization in Project Management and PMO roles within the financial sector. He has gathered experience and developed a profound knowledge about processes within capital markets, operations and retail banking as well as business services.
Prior to joining 421, Carl Johan worked for a Nordic bank and he has held a number of project management roles within IT-implementation projects and process and cost optimization.
At his spare time, Carl Johan enjoys spending time with his family and as a golf enthusiast, he is spending plenty of time at the golf course with friends. Besides that, he has an addiction to alpine skiing and a profound love for racket sports.
Joakim is a senior consultant and partner at 421 with a track record of leading complex change initiatives within the Nordic banking sector. The initiatives often have a group-wide impact in the complex intersection of business, IT and regulations.
Prior to founding 421, Joakim worked as a consultant for a major consultancy firm working out of Madrid and Stockholm.
When he is not working, he enjoys taking an early round of golf with friends or spending time in the archipelago.
Head of People
Anna has been with 421 since April 2018 as Head of People, with responsibilities such as recruitment, talent management and HR tasks in general.
Previously in her career, Anna worked in various roles within HR, recruitment and consultancy business.
In her spare time, you will find her in the stable or with her husband and dachshund in the woods near the house at Drottningholm.
Madeleine Wigren has a broad background with experience from large global organizations and smaller entrepreneurial environments within industries such as finance and healthcare. Before joining 421, Madeleine was working with wealth management at a Swedish bank.
When not working, Madeleine enjoys sports in all forms, but you will most likely find her on the golf course training or competing at the SGF Senior Tour Ladies 30.
Lars-Gunnar has a background as a management consultant from global consultant organisations with experience of both domestic and international clients. He has primarily been working within the financial service sector in complex transformation projects triggered both from a business and regulatory perspective. LG has a strong interest within the emerging payment industry, and he helped a client to mobilize and drive a new growth program due to the Nordic P27 initiative prior to joining 421.
During his spare time, he is a passionate runner and likes to start his day on the track before getting the daily update on the financial market. He also tries to travel whenever there is time, favourite destination is Spain.
Emilia Mokko has experience in banking; she is currently at one of Swedens largest banks in a project of unbundling a department, where she uses her bankground in law. She has also been the deputy project manager for the Swedish team at large Nordic bank. There she coordinated teams in two different cities in Sweden, drove the coordination between the nordic teams and was the process owner for a robotization project where she got a lot of experince regarding robotization and automation.
When she is not working Emilia likes reading, hiking and traveling. She is hiking in the Carpathian mountains this summer, but a trip to the Sout Pole is the goal.
Sebastian Nordli has a background in both fast paced and high growth industry disruptors in the financial sector particularly in asset management. He has experience in working and leading teams, as well as being involved in process development, analysis, financial instruments, analysis of regulatory requirements and AML risk management.
A big part of his spare time is spent on investing and trading financial securities, mainly stocks. A part from trading, Sebastian enjoys football, both playing and watching. Once in a while when there is time he likes travelling to new destinations.
Linda Wigholm has an extensive background in the banking sector, leading and driving change in challenging areas with a strong focus on holistic thinking to add value by bringing together strategy, design and delivery to solve complex problems and transform organisations into the future. Furthermore, Linda is passionate about continuous improvements, innovations, and having the ability to execute and drive sustainable change.
Prior to 421, Linda held various position in one of the major Swedish banks as e.g. Head of Branch Concept and leading digital transformation projects and ways of working.
During her spare time Linda loves skiing. When there is no snow, she spends time with family and friends, preferably in Gotland.
Elin Holmqvist is a newly graduated master student with experience in Technical/ Customer Support, focusing on digitalised solutions at a leading Swedish bank and Business Intelligence. Elin has experience also in project management as she has been involved as an event coordinator for a football tournament and been active in multiple student organisations.
During her spare time, Elin loves being out in the nature either climbing, snowboarding or sailing and when given the opportunity, travelling and exploring the world.
Max is Senior Consultant at 421 with a quantitative finance and project management background. Prior to joining 421 Max ran a boutique asset management and consulting firm focused on quantitative investment strategies and outsourced asset allocation frameworks. In addition to overseeing all aspects of the firm's investment related activities, Max was also responsible for the firms consulting engagements.
Outside of work, Max loves to spend time with his friends and family. During the summer months, you will most likely find him on the golf course.
Daniel Bodin has a background in the banking sector as a change manager with experience in different business areas such as clearing and settlement, credits, as well as cash management in major banks, digital banks and fintech. He has mainly worked with complex transformation projects and product releases instigated from business and regulatory perspectives, such as PSD2, PAD, CSDR, etc.
Daniel has always had a strong interest in the credit sector, and has previously worked with implementation of mortgage products as well as managed change initiatives targeting automatisation of credit processes for unsecured lending at a digital Bank prior to joining 421.
When Daniel is not working he is a passionate boat owner, sailing through the winds with a great joy.
Furthermore, Daniel has been working as a volunteer in the Swedish Sea Rescue Society (Sjöräddningssällska pet).
Niklas Schenström is a Senior Consultant with background from banking and large global organizations. Prior to joining 421, Niklas was responsible for internal bank at a global consumer goods company and supported the business in tasks involving risk management, process development, regulatory analysis and project management. He also has experience from the Retail and Capital Markets practices at a large bank and has developed a profound knowledge about financial markets and banking.
Niklas is an adventurous person who in his spare time loves traveling around the world experiencing new cultures and cuisines, off-piste skiing and exercising.
Head of Sales
Andreas is Head of sales at 421 and has long experience within the financial industry,
working with sales and relationship management for a large Nordic bank, Investment bank and a niche bank.
He is passionate about coaching and leading co-workers, prospecting and networking
as well as always striving to add his personal touch to every professional relationship.
Prior to joining 421, Andreas worked as Head of Commercial for a global financial infrastructure company.
During his sparetime, he enjoys spending time with family and working on his golf swing.
Ingrid is a goal-oriented consultant at 421 with background from risk advisory services and large global organizations. Prior to joining 421, Ingrid worked at Deloitte with internal audit and operational risks in sectors such as financial services, transportation and energy. She also has experience in project management within a large consultancy for non-profits and social enterprises, as a project manager. In addition to financial sector, Ingrid also has experience from customer support at a leading Swedish bank.
During her spare time Ingrid loves sports such as horseback riding and cross-country skiing or reading books as she as a fan in popular science.
Erica Ohlsson has a broad experience from several major banks in Sweden and the Nordics. As a Project Manager and Management Partner, Erica has experience from cross-border project management, communication and strategy. She has also worked in the public sector and her fields of expertise are wealth management, compliance and sustainable finance. Erica is very social and driven and has a passion for sustainability and communication.
When not working, Erica loves skiing in all forms as well as other outdoor sports. She is a yoga instructor and likes to challenge herself and others on the yoga mat.
Emma is a consultant with experience from internal financial processes as well as AML risk management. Prior to joining 421, she was the head of finance and events at a IT-consulting company in Stockholm. Emma also has experience from starting and running her own company in the US as a professional golfer.
On her spare time, she enjoys doing anything outdoorsy and active including hiking, skiing, running, or trying to keep up with her golf game.