421 was founded in 2010 and has since accumulated over 200 years of experience in executing complex change initiatives within the financial sector. We are currently supporting three out of the four major banks in Sweden. The key word is execution. Passiveness is not our natural modus operandi; we want to be an integral part of the execution team. This unique combination of execution capacity and expertise in change management has helped our clients reach their goals ever since 421’s launch. We work hard every day together with them to continue this success
Matthew is a senior project manager, certified as a SAFe Program Consultant (SPC) with extensive experience leading large, complex regulatory deliveries within the financial sector. Matthew is also Head of Sales & Marketing at 421 and drives our RegTech agenda, actively participating in building collaboration in the Nordic community.
Matthew has programme and project management experience across the delivery lifecycle including large scale test and deployment deliveries at some of the largest Nordic banks. There he has worked closely with global / EU regulations such as Basel II/III, BCBS239 and AnaCredit.
Prior to joining 421, Matthew spent 8 years at Accenture in London and Stockholm leading deliveries primarily within financial services.
Outside of work, Matthew enjoys family time (especially busy right now with two young daughters), is a keen golfer and relishes running long distance races – he’s always looking for the next challenge!
Lukas is a Senior Consultant at 421 and has over the course of two years helped various customers within the banking sector with projects in the area of compliance, system implementation and financial modelling.
Prior to joining 421, Lukas studied at KTH where he took a master in Economics/Industrial Management alongside an M.Sc.
Lukas is always working
Johannes is an entry-level consultant at 421 and has a specialization in project management and PMO roles as well as more analytical business analyst roles within the financial sector.
Prior to joining 421, Johannes worked as a product owner for a financial product at an innovative and aspiring financial media company in The Netherlands.
When he is not working, you can most often find Johannes playing any and every kind of racket sport or contributing to the financial media landscape with articles or podcasts
Shabnam is a senior consultant at 421 and has extensive experience in project management role, including complex regulatory projects such as GDPR, as well as risk analyst and resource management roles within the financial sector.
In addition to financial sector, Shabnam has experience of working in two International Organisations (including United Nations) as international consultant, with focus on energy efficiency related projects, event management and strategic planning both in Sweden and in Austria.
During her spare time, Shabnam enjoys doing sports including playing basketball and swimming; spending time with friends and family, and on top of all, travelling around the world.
Richard is a senior consultant and partner at 421 and has a specialization in large scale program and project management within the financial sector.
Prior to joining 421, Richard has held various positions as e.g. senior executive at a global financial software company and line position in a Swedish bank.
When he is not working, you can most often find Richard in a kayak, submerged or on a bike trying to catch-up with his colleagues.
Filip is an entry-level consultant at 421 with a specialization in project management as well as PMO roles.
Before he joined 421, Filip has worked in a market leading yet industry disrupting stockbroker and he also has experience of working in a fast-paced IT company.
When he is not working, Filip enjoys spending time with family and friends, traveling and following-up on his investments.
David has over twenty years of experience from consulting and over ten years of financial services experience. Primarily from retail and wholesale banking. David’s specialty lies within business and IT transformation where David has undertaken multiple project management and advisory roles with the largest banks in the Nordics.
David holds a PMI PMP and SAFe Agilist certifications and has broad experience from both traditional waterfall and large-scale agile projects. David moves seamlessly between business and IT and is custom to C-level management reporting. David is an appreciated project member and his specific skill set adds value from procurement, execution to roll-out/migration.
When David is not working, he enjoys time off with his family and can also often be found on a padel tennis court.
Catharina is a high experience consultant at 421 and has an extensive background from leading change projects within the financial industry. She has many years of experience working in global organizations, and an understanding of different delivery models and can take ownership of total deliveries, from pre-study to implementation.
Prior to 421 Catharina had the role as senior project manager in the tech area for one of the largest companies in the capital market.
If Catharina choose herself, she spends her free time with family and friends, gladly over a nice dinner or meeting up for a cultural event. She also loves to travel and hiking out in nature.
Simon is a manager at 421 and has a specialisation in project/programme management, enterprise architecture and overall tech leadership with a focus on compliance remediation.
Prior to joining 421, Simon worked as an IT Consultant focusing on large IT transformational programmes in a wide range of industries.
When Simon is not working with one of his assignments he likes to spend his time training for a marathon or a long-distance triathlon.
Mikael is the Managing Partner at 421 and has been with the company since 2016, when he joined as a senior project manager. He has extensive experience from business development, project management and business transformation in fast moving companies, within areas such as Credit Management, FinTech and M&A, where growth always has been a key factor.
Prior to joining 421, Mikael has held several key positions within some of the largest FinTech start-ups in the Nordics. Most recentl he was part of the start-up team behind Qliro Financial Services as Head of Credit and later Head of New Product Development.
When Mikael is not building 421 into the next generation consultancy is he probably either learning a new sport, spending time with his family and dog or out traveling.
Elin is a senior-level consultant at 421 and has a specialization in business development and project management within fast growing companies.
Prior to joining 421, Elin worked as a Director of Finance & Operations for a Stockholm and New York-based tech start-up. Elin gained first-hand experience around how to transform a start-up into a professional workplace by wearing a number of different hats, as the company grew from 15 to 65 employees.
When she is not working, she enjoys to travel and to spend time with her husband and dog, building and renovating their house.
Arash is a motivated, action-oriented senior consultant who has extensive knowledge of Retail, Wholesale & Capital Markets practice, analysing and delivering wholesale solutions for some of the largest international retail banks in the world. Therefore, Arash has a good understanding of the banking sector, including systems architecture, and risk management.
Prior to joining 421, Arash worked in the financial hub London where he worked extensively in the banking sector.
In his spare time, Arash enjoys travelling, learning new languages, exercising, and trying new cuisine as a second passion!
Jimmy is a project manager and senior consultant at 421 and has a specialization in larger transformations driven by regulatory changes, IT development and business strategy.
Before joining 421 in 2016, Jimmy worked at EY within financial services consulting. He also has a broad experience from working several years within the banking business with retail, equities, corporate finance and operations.
In his spare time, Jimmy enjoys spending time with his family and friends, trail running and road cycling. He competes in road cycling on a nation wide amateur level and was selected to represent Sweden in the Nordic Championship.
Carl Johan is a senior consultant at 421 and has a specialization in Project Management and PMO roles within the financial sector. He has gathered experience and developed a profound knowledge about processes within capital markets, operations and retail banking as well as business services.
Prior to joining 421, Carl Johan worked for a Nordic bank and he has held a number of project management roles within IT-implementation projects and process and cost optimization.
At his spare time, Carl Johan enjoys spending time with his family and as a golf enthusiast, he is spending plenty of time at the golf course with friends. Besides that, he has an addiction to alpine skiing and a profound love for racket sports.
Joakim is a senior consultant and partner at 421 with a track record of leading complex change initiatives within the Nordic banking sector. The initiatives often have a group-wide impact in the complex intersection of business, IT and regulations.
Prior to founding 421, Joakim worked as a consultant for a major consultancy firm working out of Madrid and Stockholm.
When he is not working, he enjoys taking an early round of golf with friends or spending time in the archipelago.
Eric is a senior consultant at 421 and comes from a strong regulatory compliance background and has extensive experience in financial crime risk management. He is also a member of ICA (International Compliance Association) and holds an Advanced Certificate in Anti Money Laundering.
Prior to joining 421, Eric worked for a large Nordic bank with product- and process development within AML/CTF across different countries.
Outside of work, Eric enjoys spending time with family and friends, traveling and sports. Neither Carl Johan nor David have yet dared to meet him on the Padel court.
Head of People
Anna has been with 421 since April 2018 as Head of People, with responsibilities such as recruitment, talent management and HR tasks in general.
Previously in her career, Anna worked in various roles within HR, recruitment and consultancy business.
In her spare time, you will find her in the stable or with her husband and dachshund in the woods near the house at Drottningholm.
Madeleine Wigren has a broad background with experience from large global organizations and smaller entrepreneurial environments within industries such as finance and healthcare. Before joining 421, Madeleine was working with wealth management at a Swedish bank.
When not working, Madeleine enjoys sports in all forms, but you will most likely find her on the golf course training or competing at the SGF Senior Tour Ladies 30.
Lars-Gunnar has a background as a management consultant from global consultant organisations with experience of both domestic and international clients. He has primarily been working within the financial service sector in complex transformation projects triggered both from a business and regulatory perspective. LG has a strong interest within the emerging payment industry, and he helped a client to mobilize and drive a new growth program due to the Nordic P27 initiative prior to joining 421.
During his spare time, he is a passionate runner and likes to start his day on the track before getting the daily update on the financial market. He also tries to travel whenever there is time, favourite destination is Spain.
Emilia Mokko has experience in banking; she is currently at one of Swedens largest banks in a project of unbundling a department, where she uses her bankground in law. She has also been the deputy project manager for the Swedish team at large Nordic bank. There she coordinated teams in two different cities in Sweden, drove the coordination between the nordic teams and was the process owner for a robotization project where she got a lot of experince regarding robotization and automation.
When she is not working Emilia likes reading, hiking and traveling. She is hiking in the Carpathian mountains this summer, but a trip to the Sout Pole is the goal.