How we make you succeed in the world of Payments

When you ask Associate Manager Jannika Gustafsson what makes her work exciting, she doesn’t hesitate. It’s the change and variety within Payments, a field that is constantly evolving and connected to every part of the financial ecosystem. With experience across commercial, regulatory, and tech-driven initiatives, Jannika’s leadership brings structure, clarity, and momentum to banks undergoing transformation.

In large-scale migrations and transformation projects, even short disruptions can lead to financial loss, reputational damage, and regulatory consequences for banks. Therefore, the Go-live moment – when the new system replaces the old one – represents a business-critical event. Download our whitepaper to gain practical guidance on planning and executing a controlled go-live for largescale migration and transformation programs.

Over the past decade, Nordic banks have rapidly expanded their digital ecosystems. Instant payments, cloud platforms, and open banking have enabled new services but also introduced new exposure. In the middle of this shift is Joakim Nilsson, Senior Consultant and Partner at 421, who helps banks strengthen their resilience against cyber threats and operational disruptions.