About us

About 421

421 is an advisory and consultancy firm that creates value to our clients by leveraging our financial, regulatory and change management expertise. Our clients are mainly actors within the financial services sector in the Nordics


We seek information, we don’t wait for it. We care about results and getting things done for our customers.

Solution focused

We help our customers by delivering solutions. We specialize in solving complex problems and we constantly explore ideas and options for how to help our customers improve.


We strive to reach results that will make a positive difference for our customers. We are passionate about what we do, and we want result that will motivate and inspire.


It is important for us to uphold the highest standard of integrity for our customers. Integrity creates trust which for us is one of our most valuable assets. We want our actions to reflect honesty, fairness, and respect.

Leading the future of finance​

Leveraging our financial, regulatory and change management expertise

421 was founded in 2010, we have since then strived to help companies within the financial sector by leveraging our financial, regulatory and change management expertise to create value for our clients.

421 operates in three business areas, AML Risk & Analytics offering expertise services within AML/CTF,  Change Management offering consulting and advisory services to actors in the financial sector and Payments area where our team of experts help clients be prepared for tomorrow´s payment landscape. At 421 we aim to build partnerships with our clients and believe that a focus on the right change, the right way, with the right people is the best way to help our clients achieve their goals.

At 421 we have an entrepreneurial mindset with an inclusive and friendly company culture reflecting our goal of being the best employer for consultants within financial services. Our biggest asset are our employees, and we cherish the “we” in our deliveries. We simply want to help our clients together.

Our team

Get to know our team

Karl Pyk


SannaMari Bölenius

Associate Manager

Shabnam Marboot


Richard Lindblom


Catharina Niesel

Senior Manager

Mikael Hjorth


Carl Johan Molander


Joakim Nilsson

Managing Partner

Anna Ödling

Head of People