About us

About 421

421 is an advisory and consultancy firm that creates value for our clients by leveraging our financial, regulatory and change management expertise. Our clients are mainly found in the Nordic countries’ financial services sector.



We seek information, we don’t wait for it. We care about results and getting things done for our customers.

Solution focused

We help our customers by delivering solutions. We specialize in solving complex problems and we constantly explore ideas and options for how to help our customers improve.


We strive to reach results that will make a positive difference for our customers. We are passionate about what we do, and we want motivating and inspiring results.


It is important that we hold ourselves to the highest standards of integrity for the sake of both our customers and ourselves. Integrity creates trust, which is one of our most valuable assets. We want this reflected in our actions, which are always to be honest, fair and respectful.

Leading the future of finance​

Leveraging our financial, regulatory and change management expertise

421 was founded in 2010, we have since then strived to help companies within the financial sector by leveraging our financial, regulatory and change management expertise to create value for our clients.

At 421 we operate in two business areas. AML Risk & Analytics offer expertise in AML/CTF, and our Payments team of experts help prepare our clients for the payment landscape of tomorrow. We aim to build partnerships with our clients, and it is our firm belief that the right change, done the right way, with the right people is the key to helping our clients achieve their goals. 

421 is an organization with an entrepreneurial mindset, with an inclusive and friendly company culture. We believe this reflects our goal of being the best employer for consultants in financial services. Our biggest asset is our people, and we cherish the “we” in our deliveries. 

Our team

Get to know our team

SannaMari Bölenius


Shabnam Marboot


Richard Lindblom


Catharina Niesel

Senior Manager

Mikael Hjorth


Carl Johan Molander


Joakim Nilsson

Managing Partner

Anna Ödling

Head of People

Madeleine Wigren