Building long-term relationships is a natural part of what we do, from clients and partners to colleagues. With an inclusive company culture, we help people and organizations reach their full potential, knowing they are always in good hands.

Get to know us
421 is a Swedish consulting firm specializing in Payments. With our range of skills and backgrounds, we offer comprehensive expertise within Payments and digital transformation.
We are all about Payments

We are all about Payments
Ever since our founding, we have had a monumental drive to create positive change in the finance industry, and solving its most pressing challenges. As consultants, we bring an outside perspective to our clients’ business, where we coordinate and lead critical projects within the Payments domain.
We operate in the sweet spot where digital transformation, compliance, and business development overlap.
Our core values are key to how we do business
Respectful
We actively listen to and respect other ways of working, while fostering relationships that help everyone grow and succeed.
Result-driven
We are a high-performing team and we pride ourselves on delivering results on time, every time.
Curious
We care about understanding both details and the bigger picture before moving forward, because no solution fits all.
Proactive
We are clear and direct in our communication to keep everybody well-informed and up to date.
The driving force for change

The driving force for change
421 has deep roots in finance and digital transformation. We are bankers, analysts, compliance officers, and IT specialists—all driven by solving complex challenges through efficient and sustainable change. Together, we offer a unique combination of experience and expertise, and direct it fully towards Payments, the core of finance.
Meet our people
Our goal is to be the number one provider of consultants in financial services, and we treat our people as our most important asset, encouraging entrepreneurship and collaboration.
Join our team