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Make wise business decisions. We are a close strategic partner to our clients, and we use our deep knowledge and experience to help navigate the field of Payments.

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Every stakeholder needs more than just short-term goals to keep up momentum in the fast-moving world of Payments. To build longevity, organizations need a clear direction and practical strategies, based on market insights and guided by experience.

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At 421, we work as a close strategic partner, guiding clients in the Payments landscape and positioning them for long-term success. We love to solve challenges where we can reduce complexity – from 4, to 2, to 1.

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Mikael Hjorth gets you up to speed with SEK Batch Transformation – “2026 will be a crucial year for Swedish banks”
Insight
14/10/2025

Mikael Hjorth gets you up to speed with SEK Batch Transformation – “2026 will be a crucial year for Swedish banks”

Swedish banks are entering an intensive testing phase in the SEK Batch transformation, and by April 14, all banks must be able to receive account-to-account batch payments in the ISO 20022 format. We met with Senior Consultant, and Partner, Mikael Hjorth to discuss the preparation to date, how to succeed with the testing, and why banks should already be planning their launch.